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Absolutely, the dealership would much rather see someone buy their car and their higher financing fees. Bringing cash will not influence the the dealer to lower the cost of the car vs financing.

To each his own I guess. I'm not convinced that you'll be able to negotiate that much down on a $6500 finance. Besides, after being hit for the up front financing fees its a wash at best. Also, you're not improving your credit score with one month of history. Interesting topic, but in this...

Its best to avoid debt whenever possible. Financing is a big money maker for the dealerships. You're not saving anything by financing through the dealers higher rates.

05 corolla I just purchased an 05 corolla ce with the same options 96K miles in good condition from a dealership in WV for $6500 cash.